In general, pension or provident funds offer significant advantages over retirement annuities in terms of increased flexibility (investors can access their savings before retirement), lower costs, group life cover and no surrender penalties.
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How does tax work on a Retirement Annuity?
Retirement annuities are tax-efficient investment vehicles, meaning that they come with tax rebates...
Do you pay tax on a retirement annuity?
Even though retirement annuities are tax-efficient investment vehicles, there are instances whereby...
How much do I need?
We can help you plan your future. Use our calculator to see if you are on track for a comfortable retirement.
RA Calculator