WHY TFSAs ARE GOOD

You don't pay tax on any interest,
dividends or capital gains

You can access your cash
when you need it

Invest up to R36,000 per tax year

Lifetime contribution limit of R500,000

WHY 10X TFSAs ARE BETTER

Competitive long-term returns

Low fees

Highly diversified index tracking funds

Transparent reporting

Simple sign up

No platform fees or advisor fees

10X TAX-FREE SAVINGS ACCOUNT

More money when
you need it most

A tax-free savings account is a great way to save for
long term goals without paying tax on interest earned
or dividends received. You will have easy access to your
funds and won't pay tax when you make
withdrawals.

10X offers a number of low-cost index tracking funds
that you can invest in.

HOW MUCH TAX COULD YOU SAVE?

More time, more money, more tax saved

tsfa asset

Tax savings increase over time as you earn compound growth on the tax saved.

In this example, you could end up with 30% more money simply by investing in a TFSA instead of a regular savings investment.

The example assumes you invest R3,000 per month for 13 years and 10 months with a final contribution of R2,000 in the 11th month when the lifetime contribution of R500,000 is reached. The investment earns 11% per annum and has an equal return split between income, dividends and capital gains.

The personal tax rate is 45%.

CHOOSING A FUND FOR YOUR TFSA
Your goal, your way.

When it comes to long-term success, the composition of your fund is crucial. Achieve your investment goal by selecting a 10X fund that has the right asset allocation for you.

tsfa asset
10X's funds

Select a fund to learn more

10X Top 60 SA Equity Index Fund
10X Your Future Fund
10X Moderate Fund
10X Defensive Fund
10X Income Fund
10X Money Market
10X MSCI World Index

Need help understanding which fund is right for you?
Book a free consultation with one of our investment consultants.

Call me back
Frequently Asked Questions

More money when you need it most

How much am I allowed to contribute to my TFSA?
Legislation allows you to invest up to R36,000 per year towards a TFSA, or R3,000 per month, with the maximum lifetime contribution being R500,000. 10X allows for a lumpsum contribution of R1,000 minimum or a monthly contribution of R500, with the option of making monthly or annual contributions, or even ad hoc contributions as and when the opportunity arises.
What happens if I contribute more than R36,000 in a tax year?
If you contribute more than your annual allowable amount of R36,000 in a tax year the amount contributed above the annual allowance will be taxed at a rate of 40%, regardless of your personal income tax rate.
View more TFSA FAQs

10X Investments manages more than R15bn in assets for industry-leading clients

Apply online Contact me

Meeting your future investment goals starts today.