to a 10X
Living Annuity
No drama. Just results.
to a 10X
Living Annuity
No drama. Just results.
Allow you to take charge of your retirement savings
The flexibility to set your annual income
Control your investment strategy
Retain your capital for your estate
Our fees are always less than 1% exc. VAT
Superior long-term growth
Highly diversified portfolios
A team of retirement experts to help you
Access to local and offshore investment choices
The 10X Living Annuity
The best life possible, long after you stop working
A living annuity is an excellent way to reinvest your retirement savings. But to make it last
your retirement years, you need to minimise fees, maximise returns, and draw a sustainable
income. The 10X Living Annuity works hard to cover all bases
for you.
Our total fees are less than half the industry average, which means a higher monthly income for
longer. The 10X Your Future is geared for the best possible growth to ensure your capital
lasts. And our calculator tool helps you find the right income to draw from your savings each
month.
The 10X Living Annuity is underwritten by Guardrisk Life Limited, a licensed life insurer in terms of the Insurance Act and an authorised
financial services provider (FSP No. 76).
Build your personalised retirement plan
Calculate a sustainable income that will last your retirement years.
Our low fees can give you 26 more years of retirement income
In retirement, fees can impact whether your savings last your retirement years or not. The more you pay in fees, the sooner your savings will run out. As you can see in the graph, lowering your fees by 2% can add years of income to your retirement - regardless of which investment portfolio you choose.
| Investment Value | 10X fee pa (No VAT levied on LAs) |
|---|---|
| First R5 million | 0.86% |
| Next R5 million | 0.57% |
| Next R10 million | 0.40% |
*Additional fee may apply to international investment choices
WHAT WILL I PAY IN FEES?
The more you invest, the lower your fee will become.
Find out what your effective annual cost (EAC) will be here.
Calculate my EAC
Getting you more out of every rand
Our approach delivers superior long-term returns at a fraction of the cost. In fact, since its inception in 2008, the 10X Your Future Portfolio has consistently outperformed the average return of large fund managers.*
10X INVESTMENT PORTFOLIOS
The 10X Living Annuity offers six different investment portfolios.
Diversified asset allocation
Global exposure
Lasting income
Book a free no-obligation consultation with one
of our retirement experts.
10X Investments manages over R19bn in assets for industry-leading clients
What our clients say
I retired my old retirement provider- Richard Ball
A modern traditionalist, Lindela Thswete
Your Living Annuity questions, answered.
What are the living annuity risks and benefits?
Among the living annuity risks and benefits include that in exchange for the flexibility benefit a l...
How much income will my living annuity pay?
You have the flexibility to choose the annual income your living annuity will pay, between 2.5% and...
What happens to my living annuity when I die?
Any residual investment value is distributed among your beneficiary(ies). Other than any retirement...
